Student Budget Planner for Ontario Students

Track your monthly money in one place. Enter your income (part-time work, OSAP/grants, family support, or a monthly GIC/savings draw if you’re an international student) and your expenses (rent, groceries, transit, phone, subscriptions). You’ll get a net balance and a simple chart showing your biggest costs.

Income

  • Part-time job
  • OSAP / government grants
  • Family support
  • GIC or savings draw (international students: enter the monthly amount you plan to use)
  • Other

Expenses

  • Rent / housing
  • Groceries (many Ontario students land around $300–$500/month)
  • PRESTO / TTC / local transit
  • Phone & internet
  • Subscriptions and entertainment

Results

Deficit: flags the gap and suggests where to cut first (usually “subscriptions/entertainment” or reducing weekly food spending)

Surplus: shows how much you’re saving each month

Privacy note: Your entries are saved only in your browser (LocalStorage). Refreshing the page won’t erase your numbers.

Student Budget Planner

Student Budget Planner Ontario Edition

Enter monthly amounts (CAD). We save your numbers on this device, so a refresh won’t wipe them.

Inputs

Income (Monthly)

$
Example: 15–20 hrs/week @ $17–$19/hr.
$
Tip: enter the monthly average (total term funding ÷ months).
$
$
Enter what you plan to use per month (not your full savings).
$
Scholarships, tutoring, side gigs, bursaries, etc.

Expenses (Monthly)

$
Include utilities if they’re part of housing costs.
$
Avg student: $300–$500/mo
$
Include GO/UP Express, TTC/miWay/YRT, etc. if you use them.
$
$
Streaming, eating out, games, events, etc.

Results

Total Monthly Income
$0
Total Monthly Expenses
$0
Net Balance
$0

Spending insights

    Expense breakdown

    Chart updates as you type.