Working part-time in Ontario? This calculator estimates what you’ll take home after CPP, EI, federal tax, and Ontario tax are deducted. Use it to compare job offers, plan your month, or see how extra hours change your net pay.
What it calculates
- Gross pay (hourly wage × hours worked)
- CPP deduction
- EI premium
- Federal income tax withheld
- Ontario income tax withheld
- Net pay per paycheque
How to use it
- Enter your hourly wage (example: $17.60)
- Enter hours per pay period (example: 80 hours bi-weekly)
- Pick your pay frequency (weekly, bi-weekly, semi-monthly, monthly)
- Enter your TD1 claim amount (default: $16,129 — the 2025 Federal Basic Personal Amount)
Ontario Paycheque Estimator (2025)
Enter your wage, hours, and pay frequency to estimate deductions and your take-home pay per pay period (Ontario, student-friendly).
Inputs
Auto-updatesEstimated Paycheque Breakdown
Per Pay PeriodAbout the TD1 claim
Not sure what to enter? Many students leave it at $16,129 (basic personal amount). If you filled out a TD1 form at work, use the amount you claimed there for a closer match.
Why your paycheque might look different
- Vacation pay, overtime, or stat holiday pay
- RRSP contributions, union dues, or benefits deductions
- Two jobs (each employer withholds separately)
- A different TD1 setup than what you entered
Quick tip: If you work extra shifts for a short stretch, payroll often withholds more tax because it calculates as if you’ll earn that higher amount all year.
Ontario Paycheque Calculator FAQ
Is this accurate for Ontario students?
Yes, for typical student and part-time wages. It uses 2025 federal and Ontario brackets plus standard CPP/EI rates. Your paystub can still differ a bit depending on employer settings and any extras on your pay.
Do students pay CPP and EI?
Most employees do unless a specific exemption applies.
What if I work two jobs?
Each employer withholds tax on what you earn with them. Your combined income can push you into a higher bracket, so you might owe at tax time. Run the calculator once per job to compare.
What if I’m in Quebec?
This calculator uses Ontario tax and standard EI (outside Quebec). Quebec has QPP and different rates, so the numbers won’t match.
Why does it warn about higher incomes?
This tool is built for student/entry-level wages. If your annual income is much higher, the estimate can drift because higher brackets and extra rules aren’t included.
Disclaimer
This is an estimator, not a guaranteed pay stub. Real payroll depends on CRA calculations, your TD1/TD1ON, taxable benefits, employer deductions, and your year-end T4.