Ontario Photo Card vs driver’s licence: costs, processing times, address change

Newcomers and students in Ontario often need government ID quickly for banking, phone plans, rentals, and age-based purchases. Two common options are the Ontario Photo Card (for non-drivers) and an Ontario driver’s licence (G1/G2/G). This guide explains which one to choose, what each costs, how long it takes, and how to change your address on time.

Photo Card vs driver’s licence: Student at a ServiceOntario-style counter choosing between an Ontario Photo Card and a driver’s licence.

Quick verdict: which ID should you get?

  • If you won’t drive in the next 6–12 months: get the Ontario Photo Card. It’s $35, valid 5 years, and you can’t hold it together with a driver’s licence.
  • If you plan to start driving soon: go straight to G1 (knowledge test + licence). Your driver’s licence is valid government photo ID and you must update its address within 6 days when you move.

Ontario Photo Card vs driver’s licence Comparison table

FeatureOntario Photo CardOntario Driver’s Licence
Who it’s forOntario residents without a driver’s licenceNew or experienced drivers
Can you hold both?No — you cannot hold both at the same timeNo — must surrender Photo Card if licensing
Minimum age16+16+ (G1)
Typical cost$35 (new/renew, 5 years)$90 (5-year renewal; other fees for tests/replacement)
Processing time (by mail)Usually 4–6 weeksUsually 4–6 weeks
Address change deadlineIn-person or by mail; change promptlyWithin 6 days of moving (law)
Where to applyServiceOntario centre (in person) (https://www.ontario.ca/page/serviceontario)DriveTest/ServiceOntario (https://drivetest.ca/) / ServiceOntario
Key docsAcceptable ID documents proving legal name & DOBID docs; knowledge/road tests for G1/G2/G

Costs and fees (what to budget)

  • Ontario Photo Card: $35 to get or renew for five years.
  • Driver’s licence: standard $90 for a 5-year renewal; replacements typically $35.75. (Knowledge/road tests have separate fees.)

Tip for students: If you only need ID for banking/phone and won’t drive soon, the Photo Card is the cheapest, simplest path.

Processing times (what to expect)

  • Mailing time: both Photo Cards and driver’s licences generally arrive within 4–6 weeks after your ServiceOntario visit. You get a temporary paper confirmation to use meanwhile.

Eligibility and documents

  • Photo Card: for Ontario residents aged 16+ who do not hold a driver’s licence. You cannot have both at the same time; applying for one cancels the other. Bring acceptable identity documents proving your legal name and date of birth. Permanent residency/citizenship is not required.
  • Driver’s licence (G1/G2/G): you’ll need ID, must pass tests (knowledge/vision then road), and follow graduated licensing rules.

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Address changes: deadlines and how to do it

  • Driver’s licence & vehicle permit: by law, update your address within 6 days of moving. You can do it online; your new licence arrives by mail in about 4–6 weeks.
  • Ontario Photo Card: update in person at ServiceOntario or by written request (mail-in). Expect a new card by mail; plan for a similar 4–6 weeks.

Mini case: first-semester student in Toronto

Amar lands in August and won’t start driving until next summer. He needs ID for a bank account and a phone plan now.

  • Choice A: Photo Card — pay $35 once; card arrives in ~4–6 weeks; use passport as backup in the meantime.
  • Choice B: Start driver licensing — multiple visits and test fees; a licence still arrives by mail in ~4–6 weeks.
    For this semester, Choice A is simpler and cheaper.

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Step-by-step checklist

  1. Decide your path: Photo Card (no driving soon) or G1 licensing (driving within a year).
  2. Gather ID documents (name, DOB).
  3. Visit ServiceOntario (Photo Card) or DriveTest + ServiceOntario (licensing).
  4. Keep the temporary paper confirmation until the card arrives.
  5. When you move, update your DL/vehicle address within 6 days; update your Photo Card promptly in-person or by mail.

FAQ

Can international students get the Ontario Photo Card?

Yes. You must be 16+, live in Ontario, and not hold a driver’s licence. PR or citizenship is not required.

Can I keep my Photo Card when I pass G1/G2/G?

No. You can’t hold both; the Photo Card will be cancelled once you’re licensed.

How fast will my new card arrive after an address change?

Expect 4–6 weeks by mail; you’ll get temporary proof at ServiceOntario.

How much does a driver’s licence cost?

A standard 5-year renewal is $90; other fees apply for tests or replacing a lost card.

Key takeaways

  • Choose Photo Card if you won’t drive soon; choose G1 if you will.
  • You cannot hold both a Photo Card and a driver’s licence.
  • Budget $35 (Photo Card) or $90 for a 5-year licence renewal.
  • Update your DL/vehicle address within 6 days; expect 4–6 weeks for new cards by mail.
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Chris
Founder & Editor — LearnOntario.ca

Chris is the founder and editor of LearnOntario.ca. Having lived in Canada for 30+ years, he offers practical, experience-based insights on studying, working and thriving in Ontario.

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